Archive for February 27th, 2009

Your Wedding Budget: Setting And Sticking To It

Want to make sure your marriage doesn’t end up on the rocks before you get to the chapel? Then set a realistic wedding budget — and stick to it.

In the process of planning a wedding, budget concerns often is a source of disagreement for a couple. They may have different ideas about what kind of wedding they want, and about what they can afford. To make the wedding a truly happy occasion, it is important that the couple discusses financial constraints early.

Set A Budget And Save For It

The first tip is — discuss finances before the wedding plans begin. Everyone involved in the decision-making process needs to understand exactly how much money is available for the wedding.

To maximize that budget, you should start saving early for your wedding. Advance planning and saving will allow you to maintain or even exceed your budget, comfortably. And that will make wedding planning easier and more fun.

Get Everyone On-Board

Once your wedding budget has been established, set it aside for a few days and then review it again. This gives everyone a chance to let the information sink in. The budget review after this waiting period gives the participants a chance to verify that they understand and agree to the budget. This is vitally important, because someone who does not agree with the budget may overspend in 1 area, leaving the rest of the budget in jeopardy.

Budget Line Items

When you’ve decided exactly how much money is available for your wedding, the next step is to divide the total into budget categories, such as the venue, food and drink, bride’s attire, groom’s attire, transportation, entertainment, photography, favors, centerpieces, and gifts. It is also advisable to set aside money for unforeseen expenses.

Who Pays

Part of establishing a budget is to be clear on who will pay for what.

Shopping And Negotiating

You will need to negotiate contracts for services, and so you must know the budget for each area of the wedding. If you have allotted $250 for entertainment, look for a DJ whose rate is approximately that amount, then negotiate to ensure that you remain under budget.

It’s wise to shop around and compare prices for services. A company may come highly recommended, but if they are outside your price range, let them know why you are going to have to choose another company. You may be surprised at how willing they will be to give you a better offer.

Substitute Creativity For Cash

Doing things on your own is another way to stay under budget. Homemade invitations or making your own favors or centerpieces can greatly reduce the wedding cost, freeing up funds for other areas of the wedding.

Do not fall into the trap of viewing your budget as restrictive. Instead of thinking about what you can’t afford, focus on how you can make your wedding and reception truly unique. You will be inspired to create a wonderful, memorable wedding regardless of your budget constraints.

Anticipate The Unforeseen

Realize that there are bound to be snags along the way. If you go over budget in 1 area, you will need to cut the budget in another area. As long as you stay aware of your spending and realize the ramifications of all your actions, you can roll with the punches and alter your plans to accommodate any needed changes.

Make It A Wonderful Memory

A wedding budget can cause emotional strain on a couple and their relationship. It is important for them to discuss their finances and establish a clear budget for their wedding plans. Doing this early in the wedding planning process can help the couple to avoid conflict during the planning phase of the wedding. It can also make the wedding more fun for everyone, and start out the marriage on a positive note.

After all, working together is what a marriage is all about.

Visit Wedding Ideas to learn more. Ron King is a full-time researcher, writer, and web developer. Copyright 2005 Ron King. This article may be reprinted if the resource box is left intact.

Published in: Relationships Portal | on February 27th, 2009 | Comments Off

The Cost Of Your Wedding

As brides and grooms are getting married at an older and more mature age many of them are opting to pay for their wedding. While paying for your own wedding can be expensive, it is a fantastically liberating experience. Regardless of who pays for the wedding, you or your parents, it is a significant financial commitment. The best rationale to pay for your own wedding is that you do not want to compromise on how, when and where you get married and you are ready to pay for the whole thing on your own.

The typical cost of a wedding is more than $20,000. Therefore, paying for your wedding requires a significant financial commitment. The sooner you start planning and saving for your wedding, the more advantage you have. The average time between the engagement and the wedding day is 12 to 18 months, which provides you an opportunity to plan and save for your wedding.

The most significant task you have is to establish the total amount you want to spend on your wedding. Then, divide the amount by the number of months to determine how much money you need to put aside each month to meet your goal. If you estimate that your wedding will cost $20,000, and you have two years until your wedding, you need to save about $834.00 per month.

Reasonably, not everyone can put aside over $800.00 each month. Therefore, if you cannot save enough money to cover all the costs, you may need to start cutting costs until you come up with a figure that you can meet. In addition to cost cutting, your dollars can go far by saving on everything you do. You can save by taking your lunch instead of going out, spend less on clothes and entertainment. An even better option is to take on a part time job to help you with your budget. You have many options; you just need to figure out the one that best works for you.

Opening a savings account dedicated to your wedding may help enforce the need to save. Even if you start with a small amount, a savings account should help you make the right spending and saving decisions. You can find ways to save money by researching as much as you can about the products and services you need for your wedding. The more educated you become about prices, the more you can bargain with vendors to make sure you get the best possible deals.

Wedding Favors
Wedding reception favors personalized, wedding candles, favor bags.

Published in: Relationships Portal | on February 27th, 2009 | Comments Off

How to Write a Love Letter

Let’s talk about writing love letters.

Not candy coated pap. Not romance novel fantasy crap. Not “chick” stuff.

Real love letters.

Years ago I asked my first coach if he would write an endorsement for me. This is what Drew Rozell wrote:

“Laura is truth. Laura is love.”

Whoa.

That was a lot for me to take in. I mean, substitute your own name up there and sit with it for a while. It’s a lot to live up to.

So, I wasn’t sure the world wanted truth and love. And I wasn’t all that sure that I wanted to lay my heart out to you like that. So I splashed in those fun waves where no one has to worry about drowning, (like teaching folks how to write websites, identify their niche markets, brand their businesses, or organize their time, and get some balance in life…)

And then someone asked me a few months ago, if I could teach her to watch ants. (which, of course, planted the seed for this very blog.)

Not increase profits, or get more stuff, or be more famous or popular or powerful.

To watch ants.

And my heart started to perk up … was this permission to go THERE?!

And then one of the dearest people I know lost her husband.

She is my age, 42. It is not for me to share her story here but I will tell you it was sudden.

It was a 4 a.m. knock at the door.

It was “No we can’t let you look at him.”

It makes me cry even as I type this.

So, I was sitting across from my own husband the other night. We haven’t missed a dinner together in months now, no matter how late we work or how late we eat. We know a wake up call when we hear one.

We were sitting there and I shared how my friend was doing and he took a bite of his food. The food was excellent. The kind that makes you close your eyes and turns off every other sense. And then his eyes welled up and he talked about the tsunami and all those kids who have been devastated with losses of their parents. Scott works in pediatric rehab and they have had a rough year. Several deaths and stories that have become increasingly tragic.

And his tears were of gratitude and humility. That we are alive. That we have each other. That we could sit and have an amazing meal.

We don’t deserve it. Let me go on record saying that I don’t think anyone deserves a damn thing. I don’t, you don’t. I think the word “deserve” is one of the most destructive forces on the planet but this is not the place for me to go off on THAT little tangent.

In the middle of Scott’s expressing his appreciation and his love for me I could feel he was SO present and I had this flash. For a moment I thought, “Oh my God, he’s going to tell me he’s dying.” I was wrong. I didn’t get any bad news. But, you know something? One day one of us, if we are lucky enough to have advance notice, will have to do just that. And we are going to have to figure out how to say good-bye.

Jack Kornfield, in one of my favorite books, A Path with Heart, shares a spiritual exercise in which we are to perceive everyone in the world as an Enlightened Being, a Buddha if you will. Yes,even the guy who cut you off in traffic, and your mother-in-law, your evil boss (oops, you ARE the evil boss? sorry)…everyone. And they all “get it” and we are the only ones who don’t. Our job is to figure out what they are trying to teach us.

I’ve seen a whole lot of death around me the past few years.

And I know a lot more is coming.

Everyone who is dying is teaching me that loving someone means you get the whole package. When you marry someone, or develop a true friendship with someone you are agreeing to go the distance. THE distance.

As Paul Simon would say, in his most excellent CD on relationships, You’re The One,
“Ask somebody to love you, it takes a lot of nerve.”

No kidding.

When we accept someone in to our hearts, regardless of the relationship, we aren’t just saying, “Will you share my life with me?” We are saying, “Will you share my life with me and love me knowing full well that you will have to let me go one day? Can you go THE distance with me?”

And while I have been letting myself stand in the reality of this fact, I have been witnessing a lot that makes me want to grab people and shake them silly.

I see people looking for mates like it is some kind of a job interview. I heard someone express concern about marrying a woman, who he was afraid tended toward anorexia, because he wasn’t sure she was always attractive enough, especially when she didn’t wear make-up.

Before you blow a gasket, let me tell you this is someone that has a really good heart and that I like very much. I know where the pressures are coming from that led him to say this because he has suffered the same kinds of rejection himself. Rational or not, loving or not, I understand that he would be hesitant to make himself even more vulnerable to rejection by being with someone who isn’t perfect. It makes all the sense in the world to me. It’s fear. We all have fears and they make us do and say crazy things. And don’t try to tell me you’ve been immune. I know better. It may show up in how we assess potential mates: What will others think if I am seen with this person? Are they attractive enough? Wealthy enough? Witty enough? Will they represent me well? Is this the perfect ornament for me?

It may show up in how we relate to ourselves.

I was at a Grand Opening of a boutique and several area business people were there. I overheard this exchange:

“What do I do? Well, I make women beautiful.”

“Oh, you must be a plastic surgeon.”

“Why, yes, I am.”

And then I saw woman after woman asking if they need botox yet. No thought as to whether someone shooting botulism into you is a good thing. There was no “if” in that sense. The “if” was simply a question of timing. THIS is what we have to do to be beautiful?!?!?

Again, I see where this comes from. Look in any magazine or television show. Makes sense that everyone feels so insecure.

Can I just say something, though?

For the love of God, people! Snap out of it!!!

Seriously!

Get a grip on the fact that we are human. We get old. We die.

The question is, do you want to spend all your time and money trying to run from reality pretending that somehow you have been granted special immunity from the 4 a.m. knock at your door or hearing really bad news from a loved one or are you willing to wake up and face this square in the eye and NOT SHRINK BACK?

Like I said, I’m not going to get all touchy feely with you here. I have a picture of Samuel L. Jackson looking down on me. I used to have a lovely calligraphy that translated into “Calm”. I took it down. I am not calm. I’m not mindlessly floating around in an illusion. I’m not here to stay comfortable and to preach a little “I’m okay, you’re okay” at you.

Psst…Hey, Laura, I thought you said you were going to write love letters?
Um…this doesn’t seem that loving to me…I mean..”

Au contraire, my friend. I’m saying this precisely because I DO love. You see, once you look at someone through eyes that allow you to face their impermanence in your life…once you REALLY get this…you will get very clear very quickly on what being in love with someone really means. It’s not about ornamentation and earning potential. It’s about embracing the fundamental, essential humanity that is common to us. It’s about showing up with no mask on. It is the scariest and most beautiful thing we can ever do.

I’ve given you much to absorb here so I’ll leave you know to pour another cup of tea and maybe you might want to pick up a pen and a paper and just start with this sentence:

“I don’t know how long I will get to be with you, so while I have you here there is something I want you to know about what it means to have you in my life…”

Laura Young is a personal development and business coach. She is a contributing author to A Guide to Getting It: Purpose and Passion and Become Your Own Great and Powerful: A Woman’s Guide to Leading a Real, Big Life. She has recently been featured on By, For and About Women and Artists First Radio. To learn more about her, visit http://www.wellspringcoaching.com

To visit Laura’s blog, visit http://antwatching.blogspot.com

Published in: Relationships Portal | on February 27th, 2009 | Comments Off